Terms of Service

These terms and conditions govern your use of Frostera Group's investment services and website, establishing the legal framework for our professional relationship.

Last updated: August 1, 2025

Scope and Agreement

Welcome to Frostera Group. These Terms of Service constitute a legally binding agreement between you and Frostera Group regarding your use of our Arctic resource investment services, website, and related platforms. By accessing our services or website, you acknowledge that you have read, understood, and agree to be bound by these terms.

These terms apply to all users of our services, including prospective investors, current clients, website visitors, and anyone accessing our investment platforms or materials. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services following any modifications indicates your acceptance of the updated terms. We recommend reviewing these terms periodically to stay informed of any changes.

Service Usage and Eligibility

Investment Service Eligibility

Our investment services are exclusively available to qualified investors meeting specific criteria:

  • Accredited investor status as defined by Canadian securities regulations
  • Minimum age of 19 years (or age of majority in your jurisdiction)
  • Compliance with all applicable anti-money laundering regulations
  • Ability to meet minimum investment thresholds for selected opportunities

Service Availability and Limitations

Our services are subject to certain availability constraints and operational limitations:

  • Services may be temporarily unavailable due to maintenance or technical issues
  • Investment opportunities are limited and subject to availability and approval
  • Geographic restrictions may apply based on regulatory requirements
  • We reserve the right to modify or discontinue services without prior notice

Important: Investment services are provided on an invitation-only basis. Meeting eligibility criteria does not guarantee acceptance or access to specific investment opportunities. All investment decisions are subject to our internal approval processes and regulatory compliance requirements.

User Responsibilities and Obligations

Information Accuracy

  • Provide accurate and complete information in all applications and communications
  • Update your information promptly when circumstances change
  • Maintain the confidentiality of your account credentials and access information
  • Notify us immediately of any unauthorized access or security breaches

Prohibited Activities

  • Using our services for any illegal or unauthorized purposes
  • Attempting to gain unauthorized access to our systems or data
  • Sharing confidential investment information with unauthorized parties
  • Interfering with the proper functioning of our website or services

Compliance Responsibilities

You are responsible for ensuring that your use of our services complies with all applicable laws and regulations in your jurisdiction, including tax obligations, investment regulations, and reporting requirements. You must seek independent legal and tax advice regarding your investment activities.

Disclaimers and Limitations

Investment Risk Disclaimer

All investments carry inherent risk of loss. Past performance does not guarantee future results.

Service Availability

We provide services on an "as is" basis without warranties of continuous availability.

Liability Limitation

Our liability is limited to the maximum extent permitted by applicable law.

Warranty Disclaimers

We make no warranties or representations regarding the accuracy, completeness, or timeliness of investment information, market data, or analytical content provided through our services. All information is provided for informational purposes only and should not be considered as investment advice or guaranteed return projections.

  • Market Conditions: Investment performance is subject to market volatility and economic conditions beyond our control
  • Regulatory Changes: Investment structures may be affected by changes in applicable laws and regulations
  • Force Majeure: We are not liable for delays or failures due to circumstances beyond our reasonable control
  • Third-Party Services: We are not responsible for the performance of third-party service providers or partners

Legal Framework and Dispute Resolution

Governing Law

Jurisdiction

These terms are governed by Canadian federal law and the laws of the Province of Ontario

Regulatory Compliance

All services operate under Canadian securities regulations and investment dealer requirements

Terms Modification

We reserve the right to modify these terms with notice as required by applicable law

Dispute Resolution

Negotiation Process

Initial disputes should be addressed through direct negotiation and good faith discussions

Mediation Services

Unresolved disputes may be referred to professional mediation services

Legal Proceedings

Final recourse through competent courts in Ontario, Canada, following applicable procedures

Contact for Legal Matters

For legal inquiries, compliance questions, or dispute resolution matters, please use the contact information provided on our main website. We are committed to addressing all concerns promptly and in accordance with applicable regulatory requirements and professional standards.